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Proving That a Transfer Was Not Made in Order to Qualify for Medicaid
Medicaid law imposes a penalty period for unqualified transfers.
Brian A. Raphan, Esq.
Apr 10, 20192 min read
Medicaid isn’t just for Nursing Homes: #Homecare
Traditionally, Medicaid has paid for long-term care in a nursing home, but because most individuals would rather be cared for at home and...
Brian A. Raphan, Esq.
Mar 6, 20192 min read
2019 Guidelines Used to Protect the Spouses of Medicaid Applicants
The Centers for Medicare & Medicaid Services (CMS) has released the 2019 federal guidelines for how much money the spouses of...
Brian A. Raphan, Esq.
Jan 5, 20192 min read
Did You Know Choosing Retirement Account Beneficiaries Can Have Tax Implications?
Retirement Account Beneficiaries & Tax Implications
Brian A. Raphan, Esq.
Aug 4, 20184 min read
Careful…Gifting To Family Can Affect Medicaid Eligibility
Any transfer that you make, however nominal, may be scrutinized. - Matthew S. Raphan, Esq.
Brian A. Raphan, Esq.
Jun 17, 20182 min read
Anthony Bourdain Left Loved Ones In Limbo But The Heirs Will End Up Better Than Michael Jackson’s
Via The Wealth Advisor Scott Martin Contributor He lived on the edge and died without warning. The family needed a disaster plan to...
Brian A. Raphan, Esq.
Jun 13, 20184 min read
How to Protect an IRA From Heirs’ Creditors
When a person declares bankruptcy, an individual retirement account (IRA) is one of the assets that is beyond the reach of creditors, but...
Brian A. Raphan, Esq.
Jun 12, 20182 min read
Here’s 6 good reasons you should consider a trust…
Trusts can help you control your assets and build a legacy. Via FIDELITY VIEWPOINTS 06/06/2018 Key takeaways Trusts can help pass and...
Brian A. Raphan, Esq.
Jun 7, 20187 min read
Are Medicare Advantage Plans Steering Enrollees to Lower-Quality Nursing Homes?
A recent study has found that people enrolled in a Medicare Advantage plan were more likely to enter a lower-quality nursing home than...
Brian A. Raphan, Esq.
May 17, 20182 min read
Medicaid Applicants & Home Care: Centers for Medicare and Medicaid Services Clarifies Penalty Pe
The Centers for Medicare and Medicaid Services (CMS) has clarified when a transfer penalty begins for Medicaid applicants who are seeking...
Brian A. Raphan, Esq.
May 1, 20181 min read
Stay Safe Online This Holiday Season
This holiday season is ripe for a lot of spam, online scams, viruses, malware and ransomware. All can be at the least annoying and at...
Brian A. Raphan, Esq.
Dec 20, 20171 min read
How to Find Out if You’re Affected by the Equifax Hack
Article via CNN Money You may have never used Equifax yourself — or even heard of it — but the credit reporting agency could still have a...
Brian A. Raphan, Esq.
Sep 7, 20173 min read
Be Aware of the Kiddie Tax Before Leaving an IRA to Children
Grandparents may be tempted to leave an IRA to a grandchild because children have a low tax rate, but the “kiddie tax” could make doing...
Brian A. Raphan, Esq.
Sep 6, 20172 min read
State Properly Valued Sale of Medicaid Applicant’s Life Estate…
An Ohio appeals court rules that the state correctly valued the sale of a Medicaid applicant’s life estate using the specific state...
Brian A. Raphan, Esq.
Aug 31, 20172 min read
Medicaid Benefits – House Transfer: Deed Does Not Conflict
Reservation of Power of Appointment in Deed Does Not Conflict With Conveyance of Property to Children A Massachusetts appeals court rules...
Brian A. Raphan, Esq.
May 19, 20172 min read
8 Pretty Good Things For Seniors To Remember at Tax Time
Tax day, which is April 18th in 2017, is approaching and it is time to begin crossing T’s and dotting I’s in preparation for paying...
Brian A. Raphan, Esq.
Mar 7, 20173 min read
Nursing Home Cannot Sue Resident’s Daughter Who Signed Admission Agreement
A North Carolina appeals court dismisses a breach of contract lawsuit against a nursing home resident’s daughter even though the daughter...
Brian A. Raphan, Esq.
Feb 28, 20171 min read
Will Gifting a Car Cause a Medicaid Penalty Period?
The answer is probably “yes,” but it depends on the circumstances. Are we talking about a 10-year-old Toyota Corolla or a brand new...
Brian A. Raphan, Esq.
Jan 4, 20171 min read
What Is a Life Estate?
The phrase “life estate” often comes up in discussions of estate and Medicaid planning, but what exactly does it mean? A life estate is a...
Brian A. Raphan, Esq.
Oct 18, 20163 min read
Revoking a Power of Attorney
If for any reason, you become unhappy with the person you have appointed to make decisions for you under a durable power of attorney, you...
Brian A. Raphan, Esq.
Sep 28, 20161 min read
Important news for seniors and their families
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