Brian A. Raphan, Esq.Apr 9, 20206 minCheck your Planning for the 'new world.'As the COVID-19 pandemic continues to rapidly spread, and the stock market decline and volatility continue, our office has been extremely...
Brian A. Raphan, Esq.Feb 7, 20202 minSeniors Who Keep An Active Social Life May Live Longer, Study FindsSeniors Who Keep An Active Social Life May Live Longer, Study Finds
Brian A. Raphan, Esq.Jan 5, 20192 min2019 Guidelines Used to Protect the Spouses of Medicaid ApplicantsThe Centers for Medicare & Medicaid Services (CMS) has released the 2019 federal guidelines for how much money the spouses of...
Brian A. Raphan, Esq.Jan 4, 20191 min2019 Will Bring Social Security Beneficiaries the Biggest Increase in Eight YearsThe Social Security Administration has announced a 2.8 percent increase in benefits in 2019, the largest increase since 2012. The change...
Brian A. Raphan, Esq.Aug 4, 20184 minDid You Know Choosing Retirement Account Beneficiaries Can Have Tax Implications?Retirement Account Beneficiaries & Tax Implications
Brian A. Raphan, Esq.Jun 12, 20182 minHow to Protect an IRA From Heirs’ CreditorsWhen a person declares bankruptcy, an individual retirement account (IRA) is one of the assets that is beyond the reach of creditors, but...
Brian A. Raphan, Esq.May 1, 20184 minHow to Talk About Moving to a Retirement Home: ‘It’s a Journey’Having a conversation about moving — whether it’s with a relative, even a spouse — brings up lots of anxiety. Here’s how to go about it....
Brian A. Raphan, Esq.Sep 6, 20172 minBe Aware of the Kiddie Tax Before Leaving an IRA to ChildrenGrandparents may be tempted to leave an IRA to a grandchild because children have a low tax rate, but the “kiddie tax” could make doing...
Brian A. Raphan, Esq.Mar 1, 20171 minIs your family getting the VA support they deserve?Individuals who have risked their lives to serve and protect the United States of America and its citizens are entitled to a variety of...
Brian A. Raphan, Esq.Jun 23, 20164 min4 things to put on your to-do list for retirement prepYou may think you need a long and complicated list of tasks to accomplish your retirement goal. But a good place to start is with these...
Brian A. Raphan, Esq.Jan 9, 20162 minOnline Retirement Planning Calculators Measure Risk Poorly, Study FindsIf you are retired or are nearing retirement, the main questions on your mind are probably “Will I run out of money in retirement?” and...
Brian A. Raphan, Esq.Feb 11, 20151 minThe Full Retirement Age Is IncreasingFull retirement age (also called “normal retirement age”) had been 65 for many years. However, beginning with people born in 1938 or...