Brian A. Raphan, Esq.
Careful…Gifting To Family Can Affect Medicaid Eligibility
Any transfer that you make, however nominal, may be scrutinized. - Matthew S. Raphan, Esq.
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Brian A. Raphan, Esq.
- Nov 10, 2015
- 2 min
Seeking long-term care? How your local Ombudsman can help…
OMBUDSMAN: What is the Program/Service Via www.aging.ny.gov Educating, empowering and advocating for long-term care residents. The Ombudsman Program is an effective advocate and resource for older adults and persons with disabilities, who live in nursing homes, assisted living and other licensed adult care homes. Ombudsmen help residents understand and exercise their rights to good care in an environment that promotes and protects their dignity and quality of life. Mandated b
Brian A. Raphan, Esq.
- Sep 10, 2015
- 4 min
How to Manage Higher Health Insurance Costs in 2016
There are ways to mitigate the effects of cost increases. Via US NEWS & WORLD REPORT By Elizabeth Renter Aug. 5, 2015 If you have health insurance, there’s a good chance you’ll pay more for it in 2016. Health care and health insurance costs increase year to year, like most expenses. Since the implementation of the Affordable Care Act, growth in premiums has mostly slowed (as has the rise in health care costs overall), while your share of expenses – like deductibles – has incr
Brian A. Raphan, Esq.
- Aug 17, 2015
- 1 min
How You Can Use Your Social Security Benefits as an Interest-Free Loan
One little-known Social Security retirement benefits rule is the so-called “do-over rule.” Under this rule, an individual 62 years or older can start collecting benefits but stop the benefits within 12 months of the start, repay the benefits collected, and then still be eligible for their higher benefit amount when they collect at full retirement age or older. What if you are unable to pay back the benefits after the 12 months are up? You may still be able to suspend your ben
Brian A. Raphan, Esq.
- Jun 30, 2015
- 2 min
Appeals Court Upholds Class Certification of Nursing Home Residents Seeking Community-Based Alternat
A U.S. Court of Appeals upholds a district court ruling that granted class certification to a group of disabled nursing home residents who complained of a lack of Medicaid-funded community-based alternatives. In re District of Columbia, (D.C. Cir., No. 14-8001, June 26, 2015).
Embed from Getty Images The plaintiffs, a group of disabled nursing home residents receiving Medicaid-funded long term care, sued the District of Columbia for allegedly violating its obligation, pursua
Brian A. Raphan, Esq.
- Jun 6, 2015
- 1 min
Medicaid Recipient Cannot Bring Claim to Require State to Deduct Guardianship Fees
NEW YORK: The U.S. Court of Appeals for the Second Circuit holds that a Medicaid recipient who is under guardianship cannot bring a § 1983 claim to require the state to deduct guardianship fees from her available income. Backer v. Shah (U.S. Ct. App., 2nd Cir., No. 14-1367-cv, June 3, 2015). Ms. Backer sued under 42 U.S.C. § 1983, alleging that the state violated 42 U.S.C. § 1396a(a)(19), which requires the state to ensure eligibility is determined in the best interest of the
Brian A. Raphan, Esq.
- Feb 5, 2015
- 3 min
Some Potential Problems With SSA’s New Trust Guide
As previously reported, the Social Security Administration (SSA) recently instituted a nationally uniform procedure for review of special needs trusts for Supplemental Security Income (SSI) eligibility, routing all applications that feature trusts through Regional Trust Reviewer Teams (RTRTs) staffed with specialists who will review the trusts for compliance with SSI regulations. The SSA has also released its Trust Training Fact Guide, which will be used by the RTRTs and fiel
Brian A. Raphan, Esq.
- Dec 19, 2014
- 3 min
5 Tips for Arranging and Paying for a Home Health Aide:
-By Emily Garnett, Associate Attorney at Brian A. Raphan, P.C. Finding oneself or a family member in need of home care can be a tough pill to swallow. It is often difficult to accept that you or a loved one is no longer able to safely do many of the activities of daily living that you once could. At that point, it may be time to bring in a home health aide for assistance with a wide variety of activities of daily living. 1. How to Arrange Help and Payment: Many people choose
Important news for seniors and their families
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