The Full Retirement Age Is Increasing
Full retirement age (also called “normal retirement age”) had been 65 for many years. However, beginning with people born in 1938 or later, that age gradually increases until it reaches 67 for people born after 1959.
The 1983 Social Security Amendments included a provision for raising the full retirement age beginning with people born in 1938 or later. The Congress cited improvements in the health of older people and increases in average life expectancy as primary reasons for increasing the normal retirement age. Click the image below for the “FULL RETIREMENT CALCULATOR” and get more information for the SSA.
Full Retirement Calculator
Also, for Social Security benefits for the surviving spouse see this link: http://www.socialsecurity.gov/survivorplan/survivorchartred.htm#about
Regards, Brian A. Raphan