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Brian A. Raphan, Esq.
Jan 4, 20191 min read
2019 Will Bring Social Security Beneficiaries the Biggest Increase in Eight Years
The Social Security Administration has announced a 2.8 percent increase in benefits in 2019, the largest increase since 2012. The change...
Brian A. Raphan, Esq.
Dec 30, 20171 min read
Benefits for Older New Yorkers
Many public programs are available to seniors in need. The New York City Department for the Aging (DFTA) provides a guide to benefits...
Brian A. Raphan, Esq.
Nov 21, 20172 min read
Social Security Beneficiaries Will Receive a 2 Percent Increase in 2018
In 2018, Social Security recipients will get their largest cost of living increase in benefits since 2012, but the additional income will...
Brian A. Raphan, Esq.
Sep 7, 20173 min read
How to Find Out if You’re Affected by the Equifax Hack
Article via CNN Money You may have never used Equifax yourself — or even heard of it — but the credit reporting agency could still have a...
Brian A. Raphan, Esq.
Jul 25, 20164 min read
Article: Should You Save Enough to Live to 100?
by Liz Weston / NerdWallet There’s a reason why investment companies want you to think you’ll live that long. Except that’s nuts. In the...
Brian A. Raphan, Esq.
Jun 28, 20162 min read
Four Social Security Myths Debunked
There are a lot of misconceptions surrounding the Social Security system. Here are four common myths and the truth about how Social...
Brian A. Raphan, Esq.
Aug 17, 20151 min read
How You Can Use Your Social Security Benefits as an Interest-Free Loan
One little-known Social Security retirement benefits rule is the so-called “do-over rule.” Under this rule, an individual 62 years or...
Brian A. Raphan, Esq.
Feb 11, 20151 min read
The Full Retirement Age Is Increasing
Full retirement age (also called “normal retirement age”) had been 65 for many years. However, beginning with people born in 1938 or...
Brian A. Raphan, Esq.
Aug 12, 20144 min read
The Rights of Nursing Home Residents
While residents of nursing homes have no fewer rights than anyone else, the combination of an institutional setting and the disability...
Brian A. Raphan, Esq.
Jun 3, 20142 min read
Can You Appeal If Medicare Refuses to Cover Care You Received?
Absolutely. Sometimes Medicare will decide that a particular treatment or service is not covered and will deny a beneficiary’s claim....
Brian A. Raphan, Esq.
Dec 30, 20131 min read
How to Use Medicare to Pay for In-Home Care
The good news is that Medicare coverage is easier to get than it used to be, and it should become easier still. Read full article… #medicare
Brian A. Raphan, Esq.
Dec 17, 20133 min read
Hold on…Should you sign that Nursing Home Admissions Agreement??? Not so fast…
“Read the agreement carefully before signing. Nursing Home Agreements can be complicated and confusing” Admitting a loved one to a...
Brian A. Raphan, Esq.
Sep 23, 20132 min read
Can Life Insurance Affect Your Medicaid Eligibility?
In order to qualify for Medicaid, you can’t have more than $2,000 in assets (in most states). Many people forget about life insurance...
Brian A. Raphan, Esq.
Sep 3, 20131 min read
Quiz: Seniors, Are You Ready for Your Future?
TAKE THE QUIZ: CLICK HERE. Regards, Brian http://www.RaphanLaw.com
Brian A. Raphan, Esq.
Aug 5, 20131 min read
Download a Free Guide to Medicaid’s Asset Transfer Rules:
This handy guide explains “countable assets” and “qualifying expenses” and also provides case studies as examples. Know who can give and...
Brian A. Raphan, Esq.
May 21, 20131 min read
Three Rules for How to Get the Highest Social Security Benefits:
Social Security provisions are so nuanced and difficult to understand that they are sure to make anyone go mad. That’s why Larry...
Important news for seniors and their families
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